Dealing With Uninsured Drivers
“There are worse things in life than death.
Have you ever spent an evening with an insurance salesman?”
In New Jersey, the rate of uninsured motorists is said to be about 11%, despite attempts by state lawmakers to reduce those numbers. New Jersey is also one of the most expensive places to try and obtain auto insurance, with an average cost of $1081 per person. No wonder there is a correlation between a state’s unemployment rate and the percentage of uninsured motorists.
Uninsured Motorist Accidents
With such high numbers of uninsured motorists on our roads, it is also no surprise that the number of accidents involving uninsured motorists is high. Have you been in an accident with an uninsured motorist? Feels kind of helpless, doesn’t it?
Who will pay for your car damage?
Who’s responsible for your medical bills?
How can you recuperate your loss of wages?
Who will pay for the rental vehicle while your car is being repaired?
Who will pay for your car damage, medical bills, and other losses?
You may be able to receive financial compensation from your own insurance company if you have an uninsured/underinsured auto insurance policy. However, dealing with your insurance company and the “at-fault” driver could prove to be a frustrating and fruitless endeavor if you try to do it alone.
Enlist the advocacy of a skilled and proficient New Jersey motorist attorney who will review the insurance policies involved in your accident to determine whether or not you have a claim and if there are any limits to it. Don’t be afraid to pursue holding your own insurance company accountable. Since the uninsured/underinsured, at fault, or negligent driver was the one who caused your accident, you have no reason to worry that your policy rates will increase.
We believe trials are won and lost on the presentation of evidence — either plain facts or expert opinion — and attention to detail wins the evidence battle just about every time. Take advantage of the two decades of legal acumen we provide to our clients in every case we take on. Our firm is passionate about providing personal attention, a depth of knowledge, and detailed case preparation strategies for our clients.
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